TL;DR:

  • 5 deals: janitorial ($1.5M CF), architecture ($1.2M CF), electrical ($1.2M CF), fitness studios ($898K CF), HVAC ($329K CF)

  • Multiples range from 1.7x to 4.0x across Arizona, California, Florida, and Texas

  • The efficient capital stack: How buyers structure 5/5/90 deals, finance working capital into loans, and use forgivable seller notes to close with less cash

❄️ HVAC Service & Installation Business

Founded in 2001, this Maricopa County HVAC company services residential and small commercial clients with preventative maintenance, repairs, and system installations. Four employees handle operations with a trained team and efficient operating model. Owner retiring after 23 years. Expansion potential into commercial HVAC contracts, ductless systems, and indoor air quality services. Listed at 3.0x cash flow.

  • 📍 Location: Phoenix, Arizona

  • 💰 Asking Price: $975K

  • 💼 Cash Flow: $329K

  • 📊 Revenue: $1.9M

  • 🧮 Estimated DSCR: 2.74

  • 💵 Estimated Cash Flow After Debt Service: $209K

  • ℹ️ Source: Transworld Business Advisors

  • Listed: 3 Days Ago

Business Highlights:

  • 23 years in operation with essential-need services and expanding customer base

  • 4 employees with trained team and efficient operating model in place

  • Growth opportunity in commercial HVAC contracts, ductless systems, and indoor air quality

  • FF&E valued at $177K

  • Seller exiting due to retirement

💪 Boutique Fitness Studio Chain

Three-location fitness studio chain in Orange County offering full-body training through class-based workouts under an hour. Operates from facilities ranging from 1.3K to 3.8K sq ft with rents from $2K to $18K per month. Intimate class sizes with knowledgeable instructors create a strong community atmosphere differentiating from traditional gyms and luxury boutique concepts. Pre-approved with SBA lender. Listed at 2.8x cash flow.

  • 📍 Location: Irvine, CA

  • 💰 Asking Price: $2.5M

  • 💼 Cash Flow: $898K

  • 📊 Revenue: $2.6M

  • 🧮 Estimated DSCR: 2.40

  • 💵 Estimated Cash Flow After Debt Service: $629K

  • ℹ️ Source: Veld Group

  • Listed: 2 Days Ago

Business Highlights:

  • 3 locations with proven concept and SBA lender pre-approval

  • Efficient class-based model with workouts under one hour for busy professionals

  • Differentiated positioning between budget gyms and luxury boutique concepts

  • Expansion opportunity into high-density urban and suburban areas

  • $30K inventory with scalable class formats and recurring membership revenue

🧹 Commercial Janitorial Business

Established in 2014, this Florida janitorial company serves multiple cities including Orlando, Casselberry, Tampa Bay Area, Melbourne, Ocoee, Clermont, The Villages, and Mount Dora. Operates with 27 recurring commercial contracts (some active over 10 years) and trained internal workforce—no subcontracting. Strong internal structure handles admin, payroll, invoicing, and client onboarding. Owner involvement minimal at 8-10 hours per week. Fully licensed, insured, and transferable office lease. Owner agrees to 3-year non-compete. Listed at 4.0x cash flow.

  • 📍 Location: Florida

  • 💰 Asking Price: $5.9M

  • 💼 Cash Flow: $1.5M

  • 📊 Revenue: $4.6M

  • 🧮 Estimated DSCR: 2.04

  • 💵 Estimated Cash Flow After Debt Service: $743K

  • ℹ️ Source: BusinessesForSale.com

  • Listed: 1 Day Ago

Business Highlights:

  • 11 years in operation with 27 recurring contracts and long-term client relationships

  • Minimal owner involvement (8-10 hours weekly) with strong internal operations team

  • Trained internal workforce handles all service delivery—no subcontracting

  • Lead generation through web marketing and client referrals

  • Ideal for strategic buyers looking to expand or investors seeking stable cash flow

  • Annual lease of $1,136 with transferable office lease

🏗️ Architecture & Engineering Firm

Founded in 1978, this family-owned Dallas firm serves restaurants, retail centers, quick-service restaurants, and industrial complexes nationwide. Full-service architecture and engineering with in-house MEP capabilities. 33-member staff with 10 in architecture and remainder in engineering. Highly experienced workforce with over half serving 7-30 years. Long-term client relationships with some exceeding 30 years—most clients have multiple ongoing projects averaging 300 projects per year. CEO retiring and willing to train new owner.

  • 📍 Location: Dallas, Texas

  • 💰 Asking Price: Not Disclosed

  • 💼 Cash Flow: $1.2M

  • 📊 Revenue: $8.4M

  • ℹ️ Source: BusinessBroker.net

  • Listed: 4 Days Ago

Business Highlights:

  • 47 years in operation with nationwide client base and in-house MEP capabilities

  • 33 employees with deep bench (half of staff has 7-30 years tenure, several exceeding 15 years)

  • Long-term client relationships exceeding 30 years with average 300 projects annually

  • Growth opportunity in industrial sector with steady volume of business

  • Leased office through 2029 at $13,700/month plus utilities

  • Owner financing available dependent on competitive terms and short-term conditions

⚡ Electrical Contracting Business

Electrical contracting business operating in Hillsborough County, Florida. Listed at 1.7x cash flow.

  • 📍 Location: Hillsborough County, FL

  • 💰 Asking Price: $2.0M

  • 💼 Cash Flow: $1.2M

  • 📊 Revenue: $1.7M

  • 🧮 Estimated DSCR: 3.20

  • 💵 Estimated Cash Flow After Debt Service: $937K

  • ℹ️ Source: BizMLS

  • Listed: 5 Days Ago

Business Highlights:

  • Electrical contracting operations in Hillsborough County

  • Strong cash flow relative to asking price

  • FF&E valued at $150K

  • $5K inventory included

  • May qualify for E-2 visa

🧠 The Efficient SBA Capital Stack: How to Buy a $3M Business With $150K

Most first-time buyers assume they need 10-20% cash at closing. They're wrong—but most lenders won't tell them why.

The SBA allows you to structure the required equity injection from multiple sources. Some buyers finance working capital and closing costs into the loan. Others use seller notes with downside protection. A few are now exploring personal guarantee insurance to reduce risk.

This week's article shows you how to structure deals as efficiently as possible — within SBA rules.

💼 AWG Capital Advisory: M&A Financing for Searchers

For acquisition entrepreneurs seeking strong, approvable terms and a high certainty of close, AWG Capital Advisory has established itself as a key resource. The firm is recognized for building a single, lender-ready package and executing a disciplined lender process, a method designed to reduce re-trades and streamline the path to funding. Engagements typically involve SBA 7(a) loans from $1M and Private Credit from $10M. AWG’s model is built on lender alignment and process control.

Service Model:

  • Deal Structuring: Creates buyer-first, DSCR-aligned structures engineered for lender approval.

  • Lender Process Management: Employs sequenced outreach and negotiation with right-fit lenders.

  • Credit Package: Develops approver-grade memos, valuation defense, and working capital modeling to support post-close liquidity.

  • Diligence Quarterbacking: Coordinates parties and resolves issues through to the final close.

Track Record:

  • $400M+ in total funding secured.

  • Over 170 funded businesses from structure to close.

  • Experience across SBA 7(a), conventional, and Private Credit.

  • Supports both first-time searchers and seasoned operators.

Mention EBIT for a complimentary deal assessment.

Disclaimer: Educational content only - not investment advice. Listings from third-party sources, accuracy not guaranteed. Do your own due diligence. Consult professionals before making decisions.

What did you think of today’s post?

I always want to add value and deliver content that is both actionable and useful. Your feedback (good or bad) is gratefully received...

Login or Subscribe to participate

Reply

or to participate

Keep Reading

No posts found