⚡ TL;DR:
5 deals: Fencing Contractor ($1.6M SDE), Automotive Key & Locksmith Supply ($1.2M SDE), Roofing & Fire Restoration ($777K SDE), FinTech Licensing Advisory ($954K SDE), Landscape Design/Build ($800K–$1M SDE)
Prices range from $1.4M to $4.5M from businesses across Northern California, Arizona, Texas, New York, and Remote
Community Spotlight: Kodiak typically writes $1–5M equity checks for small business buyers. On track for 15 deals in year one, backed by co-founder Joe Lonsdale. If you need an equity partner, read this.
📊 Newly Listed Deals
🏗️ Fencing Contractor
Well-established fencing contractor in Northern California with 25 years of operational history. $1.6M SDE on $5.8M revenue (through November 2025) with profit margins between 42–46%. Revenue is down ~22% from the prior year, though margins held steady. The business operates from an 11,500 sq ft facility at $10,100/month rent with all fixtures, equipment, leasehold improvements, and approximately $200K in inventory included. Owner works ~50 hours/week with no managers. CA contractor's license required. Retirement sale. SBA prequalified with $360K down.
📍 Location: Northern California
💰 Asking Price: $3.5M
💼 SDE: $1.6M
📊 Revenue: $5.8M (through Nov 2025)
📐 SDE Margin: 42.2%
👤 Owner Involvement: Full-Time
🧮 Estimated DSCR: 3.2x
💵 Estimated Cash Flow After Debt Service: $1.1M
ℹ️ Source: Rogerson Business Services
⏰ Listed: 2 Days Ago
Business Highlights:
42% SDE margin with SBA prequalification at $360K down. 2.2x SDE multiple on a 25-year-old business generating $1.1M cash flow after debt
11,500 sq ft facility with all fixtures, equipment, leasehold improvements, and ~$200K inventory at cost included in the ask
Revenue down ~22% from the prior year while margins held. Topline contraction needs explanation: market-driven or retirement wind-down?
Owner-operated with no managers. 50-hour weeks. CA contractor's license required. Same transition risk as any solo-operator deal
SBA prequalified at $360K down. At $3.5M this is priced well below the cash flow it generates
💡 EBIT Take: 3.2x DSCR and $1.1M cash flow after debt at a 2.2x multiple. But revenue is down 22% and the owner is the entire management team. Those two facts explain the pricing. If the decline is market-driven vs. operator-driven, this is a very different deal. Ask that question first.
Personal Guarantee Insurance: Early Access
Every deal in this newsletter funded by an SBA loan requires an unlimited personal guarantee. We're building insurance that helps you cover your personal asset exposure. If you're actively searching or closing, book a call to learn how the product works and whether it fits your situation.
🔑 Automotive Key & Locksmith Supply Platform
Multi-state automotive key and locksmith supply distribution business established in 2018, serving professional locksmiths, asset recovery operators, towing companies, and retail customers through diversified wholesale and e-commerce channels. ~70% of revenue comes from recurring wholesale B2B relationships. Core product category (automotive keys and remotes) is non-discretionary with year-round demand driven by vehicle replacement cycles, key loss/theft, repossession, and increasing key-technology complexity. 10 employees. Centralized HQ and warehouse with regional pickup locations and partnership markets across multiple states. Proprietary internal software manages inventory, customers, and orders across all channels.
📍 Location: Phoenix, AZ
💰 Asking Price: $4.5M
💼 SDE: $1.2M
📊 Revenue: $3.5M
📐 SDE Margin: 34.4%
🧮 Estimated DSCR: 1.9x
💵 Estimated Cash Flow After Debt Service: $552K
ℹ️ Source: Transworld Business Advisors
⏰ Listed: 5 Days Ago
Business Highlights:
34.4% SDE margin on $3.5M revenue. ~70% wholesale B2B with long-tenured accounts and no material customer concentration
Non-discretionary demand. Automotive keys and remotes are driven by vehicle replacement, key loss, repossession, and increasing key-technology complexity
$1M inventory and $128K FF&E included. Proprietary internal software manages inventory, customers, and orders across all locations and channels
Multi-state platform with centralized warehouse, regional pickup locations, and partnership markets enabling asset-light geographic expansion
3.7x SDE multiple. 10 employees, established in 2018. Owner open to full transition and orderly handover. NDA required for financials and company details
💡 EBIT Take: Non-discretionary product, 70% recurring B2B wholesale, proprietary software, and a multi-state distribution footprint. The thesis is solid. At 3.7x SDE the multiple is reasonable. The $1M in inventory is a significant working capital commitment that comes with the deal. The $4.05M down payment listed (90% of ask) suggests this may not be structured for standard SBA financing. Clarify deal terms before proceeding.
🏠 Roofing & Fire Restoration
Service-focused construction and restoration business established in 2020, specializing in multifamily roofing, fire restoration, and structural remodeling. Asset-light, home-based model leveraging subcontractors to execute projects while maintaining high-touch client service and professional oversight. Strong presence in insurance-driven fire restoration within the DFW market with nationwide roofing capabilities. Serves high-value multifamily property owners ($1–5M properties), insurance-backed restoration clients, and premium residential homeowners. Repeat business and referrals supplemented by structured insurance program engagements. Owner operated, Mon–Fri.
📍 Location: Great Dallas Area
💰 Asking Price: $1.4M
💼 SDE: $777K
📊 Revenue: $3.7M
📐 SDE Margin: 21.2%
👤 Owner Involvement: Full-Time
🧮 Estimated DSCR: 4.1x
💵 Estimated Cash Flow After Debt Service: $586K
ℹ️ Source: Business Lynx International
⏰ Listed: 1 Day Ago
Business Highlights:
$777K SDE on $3.7M revenue at a 1.7x asking multiple. 4.1x DSCR is one of the strongest ratios we've listed
Completely asset-light. Home-based, no physical office, no equipment, no fixed assets. Materials ordered after contract is signed and shipped to job sites
Insurance-driven fire restoration in DFW creates a non-discretionary revenue channel. Multifamily roofing provides the recurring base
Subcontractor model means no W-2 field labor to manage. Scales up and down with project volume without fixed overhead
30 days of training and transition support included at no cost. Seller available for additional consulting post-close. Selling to pursue other business interests
💡 EBIT Take: 4.1x DSCR at a 1.7x multiple with zero fixed assets. The subcontractor model is the reason the margins work and the reason it's priced low. The business is the owner's relationships with insurance programs, multifamily property owners, and subs. Evaluate how portable those relationships are. Only 5 years old, so the track record is short. At $1.4M with $586K cash flow after debt, the risk-reward is compelling if the revenue sources are transferable.
We're Hiring: Contract Newsletter & Article Writer
EBIT Community is growing and we're looking for a contract writer who can break down SBA deals, lending policy, and acquisition strategy for a sophisticated audience. If you can write with clarity and have a background in finance, business acquisitions, or business journalism, we want to hear from you.
💻 FinTech Licensing & Regulatory Advisory
Fintech licensing and regulatory advisory firm that helps international financial technology companies enter the U.S. market legally. Services include Money Services Business licensing, money transmitter licenses, compliance consulting, regulatory documentation, and financial infrastructure planning. Clients include remittance platforms, crypto exchanges, payment processors, and neobanks. Launched in 2024 with rapid growth: monthly revenue scaled from ~$30K to over $200K by end of 2025. 119+ clients served, 20+ active engagements. Lean contractor-based team with standardized compliance documentation and repeatable licensing workflows.
📍 Location: Remote
💰 Asking Price: $1.8M
💼 SDE: $954K
📊 Revenue: $1.7M
📐 SDE Margin: 56.8%
👤 Owner Involvement: Full-Time
🧮 Estimated DSCR: 3.8x
💵 Estimated Cash Flow After Debt Service: $700K
ℹ️ Source: WebsiteClosers
⏰ Listed: 4 Days Ago
Business Highlights:
56.8% SDE margin on $1.7M revenue. Monthly revenue grew from ~$30K to $200K+ in roughly one year
1.9x SDE multiple on a business generating $700K cash flow after debt. Strong SBA math at $1.8M ask
119 clients served with 20+ active engagements. Average engagement ~$20K lasting about one month with high repeat rates
Regulatory tailwinds: the GENIUS Act and growing international fintech demand for U.S. market entry are expanding the addressable market
Lean contractor-based team with standardized workflows, compliance templates, and documented processes designed for handoff
💡 EBIT Take: 57% margins, 3.8x DSCR, and $700K cash flow after debt at a 1.9x multiple. The numbers are strong. The risk is that this business is 15 months old, entirely founder-driven, and the growth curve assumes the current trajectory holds. Standardized workflows help, but verify how much of the client pipeline follows the founder vs. the brand. At $1.8M the downside is contained if even half the revenue retains.
🌿 Landscape & Outdoor Living Design/Build
Premier landscape, hardscape, and outdoor living design/build firm serving Long Island and the NYC metro area for over 42 years. Full-service project management from design through installation covering landscape design, hardscapes (patios, retaining walls, entryways), outdoor kitchens, bars, fire features, pools, water features, and complete outdoor living environments. The company has $900K already booked for 2026. Experienced second-in-command in place who can remain with the business. Proven systems, strong vendor relationships, and a loyal client base. Owner retiring.
📍 Location: Nassau County, Long Island, NY
💰 Asking Price: $3.5M
💼 SDE: $800K–$1.0M
📊 Revenue: $3.8M (2025 Forecast)
📐 SDE Margin: ~24%
🧮 Estimated DSCR: 1.8x
💵 Estimated Cash Flow After Debt Service: $406K
ℹ️ Source: East Coast Business Brokers
⏰ Listed: 3 Days Ago
Business Highlights:
42+ years of operating history with $900K already booked for 2026. High-end outdoor living projects command premium pricing in the NYC Metro market
Experienced second-in-command in place who can remain. If retained, the listing notes cash flow can exceed $1M annually
Full design-through-installation model keeps the entire project value in-house. Landscape, hardscape, pools, outdoor kitchens, and water features under one roof
Assets included: established client base, project backlog, vendor/subcontractor relationships, vehicles, equipment, tools, brand assets, and operational systems
SBA eligible with seller financing available. Ideal bolt-on for a landscaping, pool, or construction company looking for Long Island/NYC Metro market entry
💡 EBIT Take: 42 years of reputation and a 2026 backlog already building. The cash flow range ($800K–$1M) hinges entirely on whether the second-in-command stays. At $3.5M with the midpoint SDE, the 3.9x multiple is reasonable for a design/build firm with this kind of history. Nail down the team retention plan before underwriting.
🤝 Community Spotlight: Kodiak Holdings
Kodiak typically writes $1–5M equity checks into self-funded search deals and independent sponsor transactions. On track for 15 deals and $230M+ in enterprise value in year one, backed by Palantir co-founder Joe Lonsdale, based right here in Austin. They move fast, invest alongside SBA financing, and bring post-close operational support (automation, dashboards, data infrastructure) from day one. If you have a deal in progress and need an equity partner, this is who you should know.
Disclaimer: Educational content only - not investment advice. Listings from third-party sources, accuracy not guaranteed. Do your own due diligence. Consult professionals before making decisions.
