⚡ TL;DR:
5 deals: Disaster Restoration ($598K SDE), Home Health Agency ($1.1M SDE), NYC Laundromat + Mixed-Use Building ($5.8M ask), Cabinet Manufacturer ($537K EBITDA), Plumbing Co. ($957K SDE)
Prices range from $1.7M to $5.8M from businesses across Florida, Texas, New York, Nevada, and Arizona
SBA Lending Alert: On March 1, every lender gets to use their own credit models for 7(a) Small Loans. Here's what's changing and how to position yourself before the switch.
📊 Newly Listed Deals
🚿 Disaster Restoration Company
IICRC-certified disaster recovery and restoration firm operating 24/7 in Hillsborough County, Florida. Services include water damage, fire and smoke restoration, hoarding cleanup, and environmental cleanup. The company has built long-standing referral relationships with area plumbing contractors, generating consistent emergency service work. Strong brand reputation with trained staff and emergency response capability.
📍 Location: Hillsborough County, FL (Relocatable)
💰 Asking Price: $2.2M
💼 SDE: $598K
📊 Revenue: $1.5M
📐 SDE Margin: 38.7%
👤 Owner Involvement: Not Disclosed
🧮 Estimated DSCR: 1.9x
💵 Estimated Cash Flow After Debt Service: $277K
ℹ️ Source: KMF Business Advisors
⏰ Listed: 4 Days Ago
Business Highlights:
38.7% SDE margin on a high-margin emergency services model — restoration work commands premium pricing with urgent, non-discretionary demand
Recurring referral pipeline from established plumber relationships — no paid advertising dependency for core lead flow
$185K in included assets (AR: $125K, inventory: $35K, FF&E: $25K) — SBA pre-approved with expedited financing path
IICRC certified with four service lines — water, fire/smoke, hoarding, and environmental cleanup diversify revenue across restoration categories
Identified growth paths include expanding to insurance adjusters and property managers, adding response vehicles for territory expansion, and pursuing commercial/government contracts
💡 EBIT Take: Nearly 39% SDE margins in a Florida market where storm activity and population growth keep demand high. The plumber referral network is the real asset here, that took years to build and won't transfer automatically. At 3.7x SDE the multiple is fair, not cheap. Worth getting the CIM to understand owner involvement and team structure.
🏥 Home Health Agency
Semi-absentee home health agency established in 2020, serving the high-demand Ellis County, Texas market through two strategically positioned locations. The company provides both skilled and non-skilled nursing services, capturing multiple reimbursement streams across a broad patient demographic. An experienced Administrator oversees day-to-day operations with a team of 33 full-time and 15 part-time employees. Sale driven solely by owner's planned relocation.
📍 Location: Greater Dallas, TX
💰 Asking Price: $2.5M
💼 SDE: $1.1M
📊 Revenue: $3.0M
📐 SDE Margin: 34.9%
👤 Owner Involvement: Semi-Absentee (Administrator Runs Operations)
🧮 Estimated DSCR: 2.9x
💵 Estimated Cash Flow After Debt Service: $694K
ℹ️ Source: Vested Business Brokers
⏰ Listed: 2 Days Ago
Business Highlights:
34.9% SDE margin with $1.1M cash flow on $3.0M revenue — lean cost structure in a reimbursement-driven model with financial durability since 2020
Semi-absentee with experienced Administrator managing 48 employees across two locations — ownership maintains limited involvement with consistent performance
Skilled and non-skilled nursing services capture multiple reimbursement streams — diversified payer mix reduces concentration risk
2.4x asking multiple and 2.9x DSCR — strong SBA candidate with seller financing also available; $53K FF&E not included in asking price
Ellis County is one of Texas' fastest-growing healthcare markets — demographic tailwinds support sustained demand for home health services
💡 EBIT Take: $694K estimated cash flow after debt service with a semi-absentee structure already in place. 2.4x multiple on $1.1M SDE is attractive pricing for a healthcare business with reimbursement-driven revenue, two locations, and a 48-person team built in just five years. One of the stronger risk-adjusted deals in this batch.
🧺 NYC Laundromat + Real Estate
Absentee-operated, high-volume laundromat combined with a cash-flowing mixed-use building in Manhattan's East Village. The combined offering includes significant unused air rights for vertical expansion in one of the most supply-constrained real estate markets in the world. The deal is structured as two components: the laundromat business valued at 4x cash flow ($1.3M) and the building at a 7% cap rate ($4.6M).
📍 Location: East Village, Manhattan, NY
💰 Asking Price: $5.8M (Combined Offering)
💼 SDE: ~$320K (Implied — Laundromat at 4x Cash Flow)
📊 Revenue: Not Disclosed
📐 SDE Margin: Not Disclosed
👤 Owner Involvement: Absentee
🧮 Estimated DSCR: N/A (Complex Capital Structure — See EBIT Take)
💵 Estimated Cash Flow After Debt Service: N/A
ℹ️ Source: Empire Business Management
⏰ Listed: 2 Days Ago
Business Highlights:
Two-asset deal — laundromat business ($1.3M at 4x cash flow) plus mixed-use building ($4.6M at 7% cap rate) bundled at $5.8M total
Absentee-operated laundromat in a high-foot-traffic downtown Manhattan location — strong in-place income with minimal owner involvement
Significant unused air rights create long-term development optionality — vertical expansion potential in one of the world's most supply-constrained markets
7% cap rate on a Manhattan building is a tangible income floor — real estate provides downside protection independent of laundromat performance
FF&E, fixtures, and inventory all included in asking price — NDA required for exact location and full financials
💡 EBIT Take: This is a real estate deal that happens to come with a business. 7% cap in the East Village with unused air rights does the heavy lifting; the laundromat's implied $320K absentee cash flow is a bonus. SBA math doesn't apply cleanly here. Get behind the NDA to verify the tenant mix and actual cash flow before sizing your equity.
🏭 Cabinet & Custom Manufacturer
Established in 1992, this Las Vegas-based manufacturer specializes in high-quality production cabinets for builders and custom woodworking including furniture, bookcases, desks, theaters, and bars. Over 30 years of operating history with a reputation for both quality production and custom work. Fully staffed with 16 full-time employees and a turnkey operation. 2026 Work in Progress for January already exceeds $2.2M, with revenue and profits expected to surpass 2025. Seller retiring and relocating out of Nevada.
📍 Location: Las Vegas, NV
💰 Asking Price: $1.7M
💼 SDE: $537K (Adjusted EBITDA)
📊 Revenue: $4.0M
📐 SDE Margin: 13.4%
👤 Owner Involvement: Not Disclosed
🧮 Estimated DSCR: 2.2x
💵 Estimated Cash Flow After Debt Service: $289K
ℹ️ Source: Sunbelt Business Brokers (Las Vegas)
⏰ Listed: 1 Day Ago
Business Highlights:
0.4x revenue multiple and 3.2x EBITDA multiple for a 32-year-old manufacturing business — $4.0M revenue with $537K adjusted EBITDA and 2026 already tracking above prior year
$299K FF&E and $90K inventory included in asking price — 12,284 sq ft facility with real estate available for separate purchase
16 full-time experienced employees run a turnkey operation — long-term client mix with a majority of accounts being repeat relationships
All growth to date organic with no formal marketing or advertising — structured marketing represents an identified upside lever for new ownership
Seller willing to consider seller carry based on collateral strength, stay on as QE post-transition, and provide 80 hours of training over 4 weeks — multiple transition support options available
💡 EBIT Take: $1.7M for a 32-year manufacturer doing $4.0M in revenue with January 2026 WIP already at $2.2M. The 13.4% EBITDA margin is thin, but the 0.4x revenue multiple offsets it. Real estate available separately, which could lock in long-term occupancy costs. Ask about top-10 customer concentration and Las Vegas construction cycle exposure.
🔧 Plumbing Service Company
Operating since 2012 in Apache Junction, Phoenix, this plumbing service company completes around 150 service calls per month across approximately 470 active customers. Revenue is weighted 80% commercial (municipalities, care facilities, emergency service accounts, maintenance customers) and 20% residential. Currently owner-operated with no employees or subcontractors — the owner works approximately 50 hours per week handling service calls, scheduling, and customer relationships. Retirement sale.
📍 Location: Apache Junction, Phoenix, AZ
💰 Asking Price: $3.0M
💼 SDE: $957K
📊 Revenue: $1.4M
📐 SDE Margin: 67.4%
👤 Owner Involvement: Full-Time (~50 hrs/week, Solo Operator)
🧮 Estimated DSCR: 2.1x
💵 Estimated Cash Flow After Debt Service: $498K
ℹ️ Source: First Choice Business Brokers
⏰ Listed: 3 Days Ago
Business Highlights:
67.4% SDE margin and 43% gross profit with ~20% average service markup — exceptional profitability on a lean, service-focused operating model with no debt, PPP loans, or long-term liabilities
~90% recurring customers with 80/20 commercial-to-residential split — municipalities, care facilities, and emergency service accounts provide a predictable revenue base
Zero employees today — entirely owner-operated, which presents clear scalability through technician hiring and operational delegation
Included assets: standard plumbing tools, service equipment, and a late-model service vehicle with utility configuration; inventory maintained as-needed to limit carrying costs
All growth to date driven by word of mouth with no formal advertising or digital marketing — structured marketing, expanded staffing, and increased service density represent immediate upside levers
💡 EBIT Take: That 67% SDE margin disappears the moment you hire your first tech. The owner IS the business: 50-hour weeks, 150 calls a month, zero employees. At $3.0M you're buying 470 active accounts and a Phoenix market position, not a turnkey operation. Run the numbers with 2-3 techs loaded in before you get excited about that SDE.
📋 SBA Lending Alert: March 1, 2026
For years, every SBA lender used the same credit scoring system to screen 7(a) Small Loan applications. Same score, same floor, same starting line.
On March 1, that changes. Each lender gets to use their own credit models and underwriting process.
This piece covers what's replacing the old system, who it affects, and how to position yourself well with the right lender before the switch.
Disclaimer: Educational content only - not investment advice. Listings from third-party sources, accuracy not guaranteed. Do your own due diligence. Consult professionals before making decisions.
