Danielle Hunt | EBIT Community

Danielle Hunt

Can You Get an Acquisition Loan Without a Personal Guarantee?

Where no-guarantee acquisition debt actually lives, what it costs in equity and monthly payment, and why SBA's signature-for-leverage trade still wins most first deals.

Sep 12, 2026

America's Most Underserved Acquisition Markets: Where to Buy a Business in 2026

Eight metros where mature business supply appears most out of balance with buyer activity, using Census, BEA, and BizBuySell data.

Aug 25, 2026

Your First SBA Acquisition Just Got Harder. Your Second Got Easier.

SBA SOP 50 10 8.1 rewrites the rules for business acquisitions. Here's what changed on leverage, QoEs, investor equity, and the new advantage for serial acquirers.

Aug 15, 2026

SBA 7(a) Loan Requirements in 2026

Who Qualifies, What Lenders Add, and What to Do If You Don't

Aug 14, 2026

Asset Sale vs. Stock Sale: How to Structure a Small Business Acquisition in 2026

Which purchase structure fits your deal, what each one costs in taxes and risk, and what your LOI needs to say about it

Jul 30, 2026

Newsletter 69

5 deals this week: SBA-prequalified FL refrigeration with a $452K seller note, a $1.56M SDE fencing contractor, a 60-year metal hose maker with real estate, and a NYC printer at 1x revenue.

Jul 12, 2026

Newsletter 68

Eight deals this week: a 54-year rep firm at $1M cash flow, a greenhouse with $1.67M of real estate, a 29-year Florida primary-care practice, and a 24/7 NYC tow network on municipal contracts.

Jul 6, 2026

SBA Loan Down Payment Requirements in 2026: What Counts as Equity Injection

The 10% rule, what qualifies, what quietly disqualifies you, and the standby seller note that can cut your cash at closing in half

Jul 5, 2026

Newsletter 67

8 fresh deals this week: a semi-absentee patented eCom brand, a $40M-backlog NYC contractor, a 40-year electrical testing firm, and a 23-year aging-in-place remodeler.

Jun 28, 2026

How to Read a Confidential Information Memorandum Before You Submit an LOI

The CIM is the seller's sales document. Here is how to read it like the lender who will underwrite your deal, before you commit to a price.

Jun 27, 2026

Newsletter 66

8 deals this week: a $2.8M-cash-flow Florida orthopedic practice, an auto shop with real estate, an AI wholesaler at 1.2x, an SBA pre-qualified ABA clinic, and a 30-year Texas homebuilder.

Jun 22, 2026

Newsletter 65

7 verified SBA deals this week: 32-year Brooklyn lighting supplier, 40-year Florida roofer, semi-absentee Minnesota home care, GM-run Kansas City towing, and a 1.3x Seattle remodeler.

Jun 14, 2026

Newsletter 64

8 deals this week: a 34-year NY energy company with 53% contracted revenue, an SBA-prequalified Shark Tank brand, a licensed CA engineering firm at 2.4x SDE, and a 40-year towing fleet.

Jun 8, 2026

Debt Service Coverage Ratio (DSCR): The Number That Can Make or Break Your Deal

A business can look like it covers debt at 1.9x and still underwrite at 1.3x — or fail entirely. The gap is usually buyer salary, capex, and add-backs the lender may not credit.

Jun 5, 2026

Newsletter 63

9 SBA-ready deals this week: a 24-year cell-tower contract, a 100-year industrial distributor at 2x, an absentee-run specialty pharmacy, plus facility services, distribution, and freight.

May 31, 2026

Newsletter 62

6 verified deals this week: an SBA-prequalified sign manufacturer with real estate, a DoD-contracted energy firm, a 2.8x AV integrator, an 81%-retention insurance agency, and 2 more.

May 26, 2026

Running Your Search on AI: The Setup That Makes Claude Useful

AI starts working for your search when it can read the same CIMs, notes, criteria, broker threads, and decisions every week.

May 20, 2026

Newsletter 61

5 deals this week: 38-year AZ cabinetry mfr, Pittsburgh waste & dumpster route, NC perimeter-access wholesaler, PA valve manufacturer, Howard County car wash. Plus what to negotiate on reps and warranties before the lawyers take over.

May 18, 2026

Reps and Warranties: What Buyers Should Negotiate Before the APA Arrives

The buyer's job is not to draft legal language. It is to own the risk: clean financials, no hidden liabilities, real escrow, and enough time for problems to surface.

May 18, 2026

Newsletter 60

5 deals this week: 20+yr TX pipeline construction, 16-yr SC pool service with 225+ recurring clients, CA towing, Houston fence, 26-yr MD furniture installer. Plus: The Most Profitable Businesses

May 10, 2026

BizBuySell Ranked the Most Profitable Businesses. Here Are the Tradeoffs.

BizBuySell’s latest data shows which categories have the highest margins and owner earnings. But the best businesses to buy are rarely obvious from the rankings alone. This article covers durability, transfer risk, capital intensity, collateral, and what can break after close.

May 7, 2026

Newsletter 59

6 deals this week: a 100-year Chicago CNC manufacturer, a LA home health center, a SoCal freight brokerage, a FL marine contractor, an 80-year NJ distributor with real estate, and a 28-year UT specialty concrete chipper. Plus the customer concentration playbook for SMB acquisitions.

May 3, 2026

Customer Concentration in SMB Acquisitions: Thresholds, Diligence, and Deal Structure

By the end of this piece, you'll know the thresholds lenders flag, how sophisticated buyers actually measure concentration, and the four deal structures that work when the seller's top customer is bigger than anyone wants to admit.

Apr 30, 2026

Newsletter 58

5 newly listed deals this week: 25-yr PA audiology with owner staying, 31-yr WI hardscape with RE, SBA pre-qual NY boutique agency, 30-yr UT defense optics, FL compounding pharmacy at $1.13M cash flow — plus the SMBash 2026 playbook recap

Apr 26, 2026

Newsletter 57

5 sharp deals this week: owner-financed Vegas medical, 35-employee NC landscape, 30-year California OEM manufacturer at 3.4x SDE, 30-year Houston safety services, and a Milwaukee plumbing & HVAC market leader.

Apr 19, 2026